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Survival products with time-varying covariates (TVCs) are broadly Utilized in the literature on credit score risk prediction. Having said that, when these covariates are endogenous, the inclusion treatment has actually been restricted to practices which include lagging these variables or dealing with them as exogenous. That brings about possible bi
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The inclusion of time-varying covariates into survival analysis has led to raised predictions of enough time to default in behavioural credit history scoring styles. Even so, when these time-various covariates are endogenous, there are two big complications: estimation bias from the survival product and insufficient a prediction framework for upcom